Discussion:
My retirement countdown
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mercellusb
2021-09-13 20:44:20 UTC
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On Monday morning, June 19, 2023, I go on permanent vacation. I've been waiting for this day since about three months into my first real job.
Ted Heise
2021-09-13 22:08:10 UTC
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On Mon, 13 Sep 2021 13:44:20 -0700 (PDT),
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation.
I've been waiting for this day since about three months into my
first real job.
End of 2022 for me. Haven't decided yet if I'll stay on part time
for a year.
--
Ted Heise <***@panix.com> West Lafayette, IN, USA
The NOTBCS Guy
2021-09-13 22:54:10 UTC
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Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been waiting for this day since about three months into my first real job.
I'm targeting the end of 2024 - I get a 10% bonus to my pension if I work past 62.
jimbr...@yahoo.com
2021-09-14 00:35:44 UTC
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Post by The NOTBCS Guy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been waiting for this day since about three months into my first real job.
I'm targeting the end of 2024 - I get a 10% bonus to my pension if I work past 62.
I'm currently aiming for around 2037 when I hope to have my current farms and one or two more I'll likely buy by then paid off...I'll be around 70.

**OR**

If land somehow goes above $20,000 per acre before then (we are currently in the low teens or slightly higher as of today) when I could enter the 8 digit net worth club, but that would depend on how much they'd steal for taxes an if it would put my son in a huge bind not to have that land to farm.
michael anderson
2021-09-15 16:50:43 UTC
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Post by ***@yahoo.com
Post by The NOTBCS Guy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been waiting for this day since about three months into my first real job.
I'm targeting the end of 2024 - I get a 10% bonus to my pension if I work past 62.
I'm currently aiming for around 2037 when I hope to have my current farms and one or two more I'll likely buy by then paid off...I'll be around 70.
**OR**
If land somehow goes above $20,000 per acre before then (we are currently in the low teens or slightly higher as of today) when I could enter the 8 digit net worth club, but that would depend on how much they'd steal for taxes an if it would put my son in a huge bind not to have that land to farm.
if you can get to 8 digits in net worth and that is fairly liquid or could be and there isn't a lot of debt or uncertainty attached anywhere in the equation, you've gotten to a point where
your son shouldn't be in a huge bind regardless.......if I had anywhere close to 10 million in net worth(and I don't....I don't know if I will ever...maybe close to retirement lol if investments do amazing), I would
drastically alter what I would do. I would still work in addiction medicine/psychiatry, but I would probably work like 10-15 hrs per week and do something in the field I enjoyed most
with not a lot of regard for what it paid. I certainly wouldn't be doing high volume grind it out type work that also involved some weekend mornings.....
mercellusb
2021-09-15 17:55:46 UTC
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Post by michael anderson
Post by ***@yahoo.com
Post by The NOTBCS Guy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been waiting for this day since about three months into my first real job.
I'm targeting the end of 2024 - I get a 10% bonus to my pension if I work past 62.
I'm currently aiming for around 2037 when I hope to have my current farms and one or two more I'll likely buy by then paid off...I'll be around 70.
**OR**
If land somehow goes above $20,000 per acre before then (we are currently in the low teens or slightly higher as of today) when I could enter the 8 digit net worth club, but that would depend on how much they'd steal for taxes an if it would put my son in a huge bind not to have that land to farm.
if you can get to 8 digits in net worth and that is fairly liquid or could be and there isn't a lot of debt or uncertainty attached anywhere in the equation, you've gotten to a point where
your son shouldn't be in a huge bind regardless.......if I had anywhere close to 10 million in net worth(and I don't....I don't know if I will ever...maybe close to retirement lol if investments do amazing), I would
drastically alter what I would do. I would still work in addiction medicine/psychiatry, but I would probably work like 10-15 hrs per week and do something in the field I enjoyed most
with not a lot of regard for what it paid. I certainly wouldn't be doing high volume grind it out type work that also involved some weekend mornings.....
my retirement dream job is doing what I'm doing, but at much less capacity.
working for unicorn start-up, doing the job of two or three people gets exhausting occasionally
michael anderson
2021-09-16 16:46:56 UTC
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Post by mercellusb
Post by michael anderson
Post by ***@yahoo.com
Post by The NOTBCS Guy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been waiting for this day since about three months into my first real job.
I'm targeting the end of 2024 - I get a 10% bonus to my pension if I work past 62.
I'm currently aiming for around 2037 when I hope to have my current farms and one or two more I'll likely buy by then paid off...I'll be around 70.
**OR**
If land somehow goes above $20,000 per acre before then (we are currently in the low teens or slightly higher as of today) when I could enter the 8 digit net worth club, but that would depend on how much they'd steal for taxes an if it would put my son in a huge bind not to have that land to farm.
if you can get to 8 digits in net worth and that is fairly liquid or could be and there isn't a lot of debt or uncertainty attached anywhere in the equation, you've gotten to a point where
your son shouldn't be in a huge bind regardless.......if I had anywhere close to 10 million in net worth(and I don't....I don't know if I will ever...maybe close to retirement lol if investments do amazing), I would
drastically alter what I would do. I would still work in addiction medicine/psychiatry, but I would probably work like 10-15 hrs per week and do something in the field I enjoyed most
with not a lot of regard for what it paid. I certainly wouldn't be doing high volume grind it out type work that also involved some weekend mornings.....
my retirement dream job is doing what I'm doing, but at much less capacity.
working for unicorn start-up, doing the job of two or three people gets exhausting occasionally
of course, but the strategy(for anyone) is to make sure you are super comfortable financially going forward when you do downside.

So if I retire at 60, do I need to make 100% of what I make now to live the way I want? No, because both houses should be long since paid off and I shouldnt have any debt. but it still costs money to live- traveling, entertainment, etc.....Im trying to get a setup where I could draw at least 340-350k as retirement income(including SS which I understand doesn't kick in at 60), and I think that is a number I would feel good
about as retirement income. Less expenses = less need for the same sort of income, but I think some people underestimate what they will want in retirement.

Now I don't know if I will retire from grind it out full time work at 60, 55, 65, 68, 53, etc.....53 would be pushing it. But if I do retire before 65 I see myself working some but a lot less and in a cushier position.

But I see some people saying "oh Im going to live off 115k in retirement".....yeah, good luck with that lol.(if you are used to a lot more now as they are)
Ted Heise
2021-09-16 17:15:41 UTC
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On Thu, 16 Sep 2021 09:46:56 -0700 (PDT),
Post by michael anderson
Post by mercellusb
Post by michael anderson
Post by ***@yahoo.com
Post by The NOTBCS Guy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent
vacation. I've been waiting for this day since about
three months into my first real job.
I'm targeting the end of 2024 - I get a 10% bonus to my
pension if I work past 62.
I'm currently aiming for around 2037 when I hope to have
my current farms and one or two more I'll likely buy by
then paid off...I'll be around 70.
**OR**
If land somehow goes above $20,000 per acre before then
(we are currently in the low teens or slightly higher as
of today) when I could enter the 8 digit net worth club,
but that would depend on how much they'd steal for taxes
an if it would put my son in a huge bind not to have that
land to farm.
if you can get to 8 digits in net worth and that is fairly
liquid or could be and there isn't a lot of debt or
uncertainty attached anywhere in the equation, you've gotten
to a point where your son shouldn't be in a huge bind
regardless...
I think jimbr's point was not so much putting his son in a bind
from a standpoint of capitol, but of the number of acres needed to
make a viable farming operation. But I could be wrong.
Post by michael anderson
Post by mercellusb
Post by michael anderson
....if I had anywhere close to 10 million in net worth(and I
don't....I don't know if I will ever...maybe close to
retirement lol if investments do amazing), I would
drastically alter what I would do. I would still work in
addiction medicine/psychiatry, but I would probably work
like 10-15 hrs per week and do something in the field I
enjoyed most with not a lot of regard for what it paid. I
certainly wouldn't be doing high volume grind it out type
work that also involved some weekend mornings.....
my retirement dream job is doing what I'm doing, but at much
less capacity. working for unicorn start-up, doing the job of
two or three people gets exhausting occasionally
Same here, but I would also want to offload the managment and biz
development work I currently have to do. I find that tedious at
best, and sometimes simply a pain in the rear. On the other hand,
the technical work I do is quite rewarding, and I'm sought out as
a world expert in one subpart of the field.
Post by michael anderson
of course, but the strategy(for anyone) is to make sure you are
super comfortable financially going forward when you do
downside.
So if I retire at 60, do I need to make 100% of what I make now
to live the way I want? No, because both houses should be long
since paid off and I shouldnt have any debt. but it still
costs money to live- traveling, entertainment, etc.....Im
trying to get a setup where I could draw at least 340-350k as
retirement income(including SS which I understand doesn't kick
in at 60), and I think that is a number I would feel good about
as retirement income. Less expenses = less need for the same
sort of income, but I think some people underestimate what they
will want in retirement.
Now I don't know if I will retire from grind it out full time
work at 60, 55, 65, 68, 53, etc.....53 would be pushing it.
But if I do retire before 65 I see myself working some but a
lot less and in a cushier position.
But I see some people saying "oh Im going to live off 115k in
retirement".....yeah, good luck with that lol.(if you are used
to a lot more now as they are)
All good points. I currently have about double the net income I'm
planning for in retirement, but more than half of my current net
goes to things that will not apply in retirement (e.g., mortgage
and charitable donations). So I think I'm looking at it
reasonably objectively.
--
Ted Heise <***@panix.com> West Lafayette, IN, USA
xyzzy
2021-09-16 20:01:50 UTC
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Post by michael anderson
Post by mercellusb
Post by michael anderson
Post by ***@yahoo.com
Post by The NOTBCS Guy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been waiting for this day since about three months into my first real job.
I'm targeting the end of 2024 - I get a 10% bonus to my pension if I work past 62.
I'm currently aiming for around 2037 when I hope to have my current farms and one or two more I'll likely buy by then paid off...I'll be around 70.
**OR**
If land somehow goes above $20,000 per acre before then (we are currently in the low teens or slightly higher as of today) when I could enter the 8 digit net worth club, but that would depend on how much they'd steal for taxes an if it would put my son in a huge bind not to have that land to farm.
if you can get to 8 digits in net worth and that is fairly liquid or could be and there isn't a lot of debt or uncertainty attached anywhere in the equation, you've gotten to a point where
your son shouldn't be in a huge bind regardless.......if I had anywhere close to 10 million in net worth(and I don't....I don't know if I will ever...maybe close to retirement lol if investments do amazing), I would
drastically alter what I would do. I would still work in addiction medicine/psychiatry, but I would probably work like 10-15 hrs per week and do something in the field I enjoyed most
with not a lot of regard for what it paid. I certainly wouldn't be doing high volume grind it out type work that also involved some weekend mornings.....
my retirement dream job is doing what I'm doing, but at much less capacity.
working for unicorn start-up, doing the job of two or three people gets exhausting occasionally
of course, but the strategy(for anyone) is to make sure you are super comfortable financially going forward when you do downside.
So if I retire at 60, do I need to make 100% of what I make now to live the way I want? No, because both houses should be long since paid off and I shouldnt have any debt. but it still costs money to live- traveling, entertainment, etc.....Im trying to get a setup where I could draw at least 340-350k as retirement income(including SS which I understand doesn't kick in at 60), and I think that is a number I would feel good
about as retirement income. Less expenses = less need for the same sort of income, but I think some people underestimate what they will want in retirement.
Now I don't know if I will retire from grind it out full time work at 60, 55, 65, 68, 53, etc.....53 would be pushing it. But if I do retire before 65 I see myself working some but a lot less and in a cushier position.
But I see some people saying "oh Im going to live off 115k in retirement".....yeah, good luck with that lol.(if you are used to a lot more now as they are)
I don't see it as black and white. I see it as a continuum.

1. Do I have enough to live comfortably but modestly if I retired today
2. Do I have enough to do some of the things I want to do if I retired today
3. Do I have enough to all of the things I want to do if I retired today

Obviously number 1 is the base goal, especially working in a field where it can be hard to find work in your 50s if something happens so retirement could be suddenly forced on me (though as I said earlier in the thread I think that's less likely than I used to). I'm pretty confident my wife I and have reached that first threshhold. Then there is 2, where for example you add on the ability to eat out a lot at nice places, take road trips, spend a few weeks and weekends a year at the beach/lake/mountains/etc. Are we there yet? Maybe but not sure. Then 3 levels up to doing a lot of international travel and recreational aviation, likely not there yet. And any of the levels beyond 1 could be accomplished by retiring with enough for 1 and supplementing income with a part time or cushy or fun job.

For others level 2 might be play golf once a week and 3 might be play golf at all the great courses around the country or world, as another example. 3 might include regular fishing trips to Alaska, etc. It all depends on what you are looking to do with yourself when your time is your own.
xyzzy
2021-09-14 02:04:27 UTC
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Post by The NOTBCS Guy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been
waiting for this day since about three months into my first real job.
I'm targeting the end of 2024 - I get a 10% bonus to my pension if I work past 62.
Didn’t realize you were a fed
--
“I usually skip over your posts because of your disguistng, contrarian,
liberal personality.” — Altie
RoddyMcCorley
2021-09-14 02:34:10 UTC
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Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been waiting for this day since about three months into my first real job.
Good for you! Sounds like you did not enjoy work.

Make sure you understand the ins and outs of SS and, if applicable,
Medicare.
--
"In theory, there is no difference between theory and practice. In
practice, there is." Ruben Goldberg
mercellusb
2021-09-14 13:39:13 UTC
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Post by RoddyMcCorley
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been waiting for this day since about three months into my first real job.
Good for you! Sounds like you did not enjoy work.
There is a part of my job that I would do for free, because I like it so much.
That's countered by the rest of the workaday 9-5 stressful sameness that I really don't care for.
Ted Heise
2021-09-14 16:29:37 UTC
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On Tue, 14 Sep 2021 06:39:13 -0700 (PDT),
Post by mercellusb
Post by RoddyMcCorley
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent
vacation. I've been waiting for this day since about three
months into my first real job.
Good for you! Sounds like you did not enjoy work.
There is a part of my job that I would do for free, because I
like it so much. That's countered by the rest of the workaday
9-5 stressful sameness that I really don't care for.
Yeah, if it were all fun they wouldn't call it work.
--
Ted Heise <***@panix.com> West Lafayette, IN, USA
mercellusb
2021-09-14 16:43:18 UTC
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Post by Ted Heise
On Tue, 14 Sep 2021 06:39:13 -0700 (PDT),
Post by mercellusb
Post by RoddyMcCorley
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent
vacation. I've been waiting for this day since about three
months into my first real job.
Good for you! Sounds like you did not enjoy work.
There is a part of my job that I would do for free, because I
like it so much. That's countered by the rest of the workaday
9-5 stressful sameness that I really don't care for.
Yeah, if it were all fun they wouldn't call it work.
--
WIAFLW
RoddyMcCorley
2021-09-14 02:36:15 UTC
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Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been waiting for this day since about three months into my first real job.
I've been out since July 1, 2016. Really enjoyed it until the pandemic
hit. All this money and no place to spend it.
--
"In theory, there is no difference between theory and practice. In
practice, there is." Ruben Goldberg
floaterjr
2021-09-14 08:31:18 UTC
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Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been waiting for this day since about three months into my first real job.
Retirement: It's nice to get out of the rat race, but you have to learn to get along with less cheese.
~ Gene Perret
Con Reeder, unhyphenated American
2021-09-14 19:24:23 UTC
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Post by floaterjr
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been waiting for this day since about three months into my first real job.
Retirement: It's nice to get out of the rat race, but you have to learn to get along with less cheese.
Unless you save your pennies. I am making more in retirement than I did
working....
--
I used to think the whole world stank. Then I found out I had poop
on my mustache. -- Anonymous
xyzzy
2021-09-14 12:41:01 UTC
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Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been
waiting for this day since about three months into my first real job.
Talking about our retirements now? Damb this chatrum is getting olde.
--
“I usually skip over your posts because of your disguistng, contrarian,
liberal personality.” — Altie
mercellusb
2021-09-14 13:43:15 UTC
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Post by xyzzy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been
waiting for this day since about three months into my first real job.
Talking about our retirements now? Damb this chatrum is getting olde.
--
“I usually skip over your posts because of your disguistng, contrarian,
liberal personality.” — Altie
I know right? Next, we turn into J. Hugh Sullivans.
Ken Olson
2021-09-14 15:01:28 UTC
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Post by mercellusb
Post by xyzzy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been
waiting for this day since about three months into my first real job.
Talking about our retirements now? Damb this chatrum is getting olde.
--
“I usually skip over your posts because of your disguistng, contrarian,
liberal personality.” — Altie
I know right? Next, we turn into J. Hugh Sullivans.
We could be so lucky.
--
ÄLSKAR - Fänga Dagen
mercellusb
2021-09-14 15:36:50 UTC
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Post by Ken Olson
Post by mercellusb
Post by xyzzy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been
waiting for this day since about three months into my first real job.
Talking about our retirements now? Damb this chatrum is getting olde.
--
“I usually skip over your posts because of your disguistng, contrarian,
liberal personality.” — Altie
I know right? Next, we turn into J. Hugh Sullivans.
We could be so lucky.
--
ÄLSKAR - Fänga Dagen
IAWTP he lived a long time and was able to hold his own by dropping hilarious non-sequiturs, a racist slur here and there, and the occasional truth in this here chatrum. he had great kids iirc, married to his high-school sweetheart (again, iirc), and had plenty of money in a long retirement. I forget where he lived, probably somewhere nice
Ken Olson
2021-09-14 19:45:55 UTC
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Post by mercellusb
Post by Ken Olson
Post by mercellusb
Post by xyzzy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been
waiting for this day since about three months into my first real job.
Talking about our retirements now? Damb this chatrum is getting olde.
--
“I usually skip over your posts because of your disguistng, contrarian,
liberal personality.” — Altie
I know right? Next, we turn into J. Hugh Sullivans.
We could be so lucky.
--
ÄLSKAR - Fänga Dagen
IAWTP he lived a long time and was able to hold his own by dropping hilarious non-sequiturs, a racist slur here and there, and the occasional truth in this here chatrum. he had great kids iirc, married to his high-school sweetheart (again, iirc), and had plenty of money in a long retirement. I forget where he lived, probably somewhere nice
I believe he was in Tennessee to be close to one of his sons. But I
could be wrong. A bucket list item for me was to meet him in person.
--
ÄLSKAR - Fänga Dagen
xyzzy
2021-09-14 20:09:09 UTC
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Post by Ken Olson
Post by mercellusb
Post by Ken Olson
Post by mercellusb
Post by xyzzy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been
waiting for this day since about three months into my first real job.
Talking about our retirements now? Damb this chatrum is getting olde.
--
“I usually skip over your posts because of your disguistng, contrarian,
liberal personality.” — Altie
I know right? Next, we turn into J. Hugh Sullivans.
We could be so lucky.
--
ÄLSKAR - Fänga Dagen
IAWTP he lived a long time and was able to hold his own by dropping
hilarious non-sequiturs, a racist slur here and there, and the
occasional truth in this here chatrum. he had great kids iirc, married
to his high-school sweetheart (again, iirc), and had plenty of money in
a long retirement. I forget where he lived, probably somewhere nice
I believe he was in Tennessee to be close to one of his sons. But I
could be wrong. A bucket list item for me was to meet him in person.
He lived in Kentucky for almost all of his time on rsfc. A few months
before he died he moved to Dallas to be close to his son.
--
“I usually skip over your posts because of your disguistng, contrarian,
liberal personality.” — Altie
Ken Olson
2021-09-14 20:57:49 UTC
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Post by xyzzy
Post by Ken Olson
Post by mercellusb
Post by Ken Olson
Post by mercellusb
Post by xyzzy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been
waiting for this day since about three months into my first real job.
Talking about our retirements now? Damb this chatrum is getting olde.
--
“I usually skip over your posts because of your disguistng, contrarian,
liberal personality.” — Altie
I know right? Next, we turn into J. Hugh Sullivans.
We could be so lucky.
--
ÄLSKAR - Fänga Dagen
IAWTP he lived a long time and was able to hold his own by dropping
hilarious non-sequiturs, a racist slur here and there, and the
occasional truth in this here chatrum. he had great kids iirc, married
to his high-school sweetheart (again, iirc), and had plenty of money in
a long retirement. I forget where he lived, probably somewhere nice
I believe he was in Tennessee to be close to one of his sons. But I
could be wrong. A bucket list item for me was to meet him in person.
He lived in Kentucky for almost all of his time on rsfc. A few months
before he died he moved to Dallas to be close to his son.
Thank you.
--
ÄLSKAR - Fänga Dagen
Johnny RSFCootball
2021-09-14 13:28:40 UTC
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Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been waiting for this day since about three months into my first real job.
I hope your retirement is as good as it is in one of those commercials for some kind of medicine that old people take that they show on one of those old people channels like cnn where everyone in the commercial is experiencing an active and joyful retirement, doing things like riding bicycles through a quaint town or walking along an exotic beach, all thanks to the joint medicine you should talk to your doctor about with 800 possible side effects. I hope your retirement is as good as they advertise, and without one of the 800 possible side effects.
mercellusb
2021-09-14 13:45:46 UTC
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Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been waiting for this day since about three months into my first real job.
I hope your retirement is as good as it is in one of those commercials for some kind of medicine that old people take that they show on one of those old people channels like cnn where everyone in the commercial is experiencing an active and joyful retirement, doing things like riding bicycles through a quaint town or walking along an exotic beach, all thanks to the joint medicine you should talk to your doctor about with 800 possible side effects. I hope your retirement is as good as they advertise, and without one of the 800 possible side effects.
with separate bathtubs on some scenic overlook
xyzzy
2021-09-14 14:40:39 UTC
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Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been
waiting for this day since about three months into my first real job.
Because my industry is rampant with age discrimination I always figured my
retirement date would be chosen for me. But now it’s looking like they will
keep me as long as I am willing to work here so I guess I’ll have to start
deciding when I’ll retire. Probably at the latest when my wife is eligible
to retire because what’s the fun of being retired when she isn’t. That
would be roughly January 2028. Right now I’m in a pretty good groove that I
could easily ride for several more years so that’s doable. Maybe I’ll go
sooner if the job stops being interesting or if it gets a lot more
stressful or I find a second act that I really want to get started on.

Between my previous wife being a spendthrift and the age discrimination
expectations above, it has only been in the last couple of years that
retirement being in my control was something I could contemplate.
--
“I usually skip over your posts because of your disguistng, contrarian,
liberal personality.” — Altie
mercellusb
2021-09-14 15:43:09 UTC
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Post by xyzzy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been
waiting for this day since about three months into my first real job.
Because my industry is rampant with age discrimination I always figured my
retirement date would be chosen for me. But now it’s looking like they will
keep me as long as I am willing to work here so I guess I’ll have to start
deciding when I’ll retire. Probably at the latest when my wife is eligible
to retire because what’s the fun of being retired when she isn’t. That
would be roughly January 2028. Right now I’m in a pretty good groove that I
could easily ride for several more years so that’s doable. Maybe I’ll go
sooner if the job stops being interesting or if it gets a lot more
stressful or I find a second act that I really want to get started on.
Between my previous wife being a spendthrift and the age discrimination
expectations above, it has only been in the last couple of years that
retirement being in my control was something I could contemplate.
--
“I usually skip over your posts because of your disguistng, contrarian,
liberal personality.” — Altie
You are a highly-skilled knowledge worker, so you'll probably be able to write your own ticket until you are no longer useful or die. I sort of hit the lotto recently (on paper) and now have a lot more cash to retire with (potentially). I'm going to hold for a while and see where it goes, so I'm not cashing in yet. That retirement date is the week after I'm fully vested, but I've gotten some additional RSUs recently, which are not an insignificant amount to walk away from, so I may wait until I'm 67 or whatever full retirement age is these days. I'm 61.
mercellusb
2021-09-14 15:46:00 UTC
Reply
Permalink
Post by mercellusb
Post by xyzzy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been
waiting for this day since about three months into my first real job.
Because my industry is rampant with age discrimination I always figured my
retirement date would be chosen for me. But now it’s looking like they will
keep me as long as I am willing to work here so I guess I’ll have to start
deciding when I’ll retire. Probably at the latest when my wife is eligible
to retire because what’s the fun of being retired when she isn’t. That
would be roughly January 2028. Right now I’m in a pretty good groove that I
could easily ride for several more years so that’s doable. Maybe I’ll go
sooner if the job stops being interesting or if it gets a lot more
stressful or I find a second act that I really want to get started on.
Between my previous wife being a spendthrift and the age discrimination
expectations above, it has only been in the last couple of years that
retirement being in my control was something I could contemplate.
--
“I usually skip over your posts because of your disguistng, contrarian,
liberal personality.” — Altie
You are a highly-skilled knowledge worker, so you'll probably be able to write your own ticket until you are no longer useful or die. I sort of hit the lotto recently (on paper) and now have a lot more cash to retire with (potentially). I'm going to hold for a while and see where it goes, so I'm not cashing in yet. That retirement date is the week after I'm fully vested, but I've gotten some additional RSUs recently, which are not an insignificant amount to walk away from, so I may wait until I'm 67 or whatever full retirement age is these days. I'm 61.
I mean "write your own ticket until you are no longer useful, die, and then a robot takes your job."
All three of these could happen one after the other, quickly, if we become expendable to our new robot overlords.
xyzzy
2021-09-14 18:06:39 UTC
Reply
Permalink
Post by mercellusb
Post by mercellusb
Post by xyzzy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been
waiting for this day since about three months into my first real job.
Because my industry is rampant with age discrimination I always figured my
retirement date would be chosen for me. But now it’s looking like they will
keep me as long as I am willing to work here so I guess I’ll have to start
deciding when I’ll retire. Probably at the latest when my wife is eligible
to retire because what’s the fun of being retired when she isn’t. That
would be roughly January 2028. Right now I’m in a pretty good groove that I
could easily ride for several more years so that’s doable. Maybe I’ll go
sooner if the job stops being interesting or if it gets a lot more
stressful or I find a second act that I really want to get started on.
Between my previous wife being a spendthrift and the age discrimination
expectations above, it has only been in the last couple of years that
retirement being in my control was something I could contemplate.
--
“I usually skip over your posts because of your disguistng, contrarian,
liberal personality.” — Altie
You are a highly-skilled knowledge worker, so you'll probably be able to write your own ticket until you are no longer useful or die. I sort of hit the lotto recently (on paper) and now have a lot more cash to retire with (potentially). I'm going to hold for a while and see where it goes, so I'm not cashing in yet. That retirement date is the week after I'm fully vested, but I've gotten some additional RSUs recently, which are not an insignificant amount to walk away from, so I may wait until I'm 67 or whatever full retirement age is these days. I'm 61.
I mean "write your own ticket until you are no longer useful, die, and then a robot takes your job."
All three of these could happen one after the other, quickly, if we become expendable to our new robot overlords.
Robot, programmer from India or China, whatever
mercellusb
2021-09-14 18:17:52 UTC
Reply
Permalink
Post by xyzzy
Post by mercellusb
Post by mercellusb
Post by xyzzy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been
waiting for this day since about three months into my first real job.
Because my industry is rampant with age discrimination I always figured my
retirement date would be chosen for me. But now it’s looking like they will
keep me as long as I am willing to work here so I guess I’ll have to start
deciding when I’ll retire. Probably at the latest when my wife is eligible
to retire because what’s the fun of being retired when she isn’t. That
would be roughly January 2028. Right now I’m in a pretty good groove that I
could easily ride for several more years so that’s doable. Maybe I’ll go
sooner if the job stops being interesting or if it gets a lot more
stressful or I find a second act that I really want to get started on.
Between my previous wife being a spendthrift and the age discrimination
expectations above, it has only been in the last couple of years that
retirement being in my control was something I could contemplate.
--
“I usually skip over your posts because of your disguistng, contrarian,
liberal personality.” — Altie
You are a highly-skilled knowledge worker, so you'll probably be able to write your own ticket until you are no longer useful or die. I sort of hit the lotto recently (on paper) and now have a lot more cash to retire with (potentially). I'm going to hold for a while and see where it goes, so I'm not cashing in yet. That retirement date is the week after I'm fully vested, but I've gotten some additional RSUs recently, which are not an insignificant amount to walk away from, so I may wait until I'm 67 or whatever full retirement age is these days. I'm 61.
I mean "write your own ticket until you are no longer useful, die, and then a robot takes your job."
All three of these could happen one after the other, quickly, if we become expendable to our new robot overlords.
Robot, programmer from India or China, whatever
There are definitely a lot of Indian developers.
xyzzy
2021-09-14 18:22:35 UTC
Reply
Permalink
Post by mercellusb
Post by xyzzy
Post by mercellusb
Post by mercellusb
Post by xyzzy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been
waiting for this day since about three months into my first real job.
Because my industry is rampant with age discrimination I always figured my
retirement date would be chosen for me. But now it’s looking like they will
keep me as long as I am willing to work here so I guess I’ll have to start
deciding when I’ll retire. Probably at the latest when my wife is eligible
to retire because what’s the fun of being retired when she isn’t. That
would be roughly January 2028. Right now I’m in a pretty good groove that I
could easily ride for several more years so that’s doable. Maybe I’ll go
sooner if the job stops being interesting or if it gets a lot more
stressful or I find a second act that I really want to get started on.
Between my previous wife being a spendthrift and the age discrimination
expectations above, it has only been in the last couple of years that
retirement being in my control was something I could contemplate.
--
“I usually skip over your posts because of your disguistng, contrarian,
liberal personality.” — Altie
You are a highly-skilled knowledge worker, so you'll probably be able to write your own ticket until you are no longer useful or die. I sort of hit the lotto recently (on paper) and now have a lot more cash to retire with (potentially). I'm going to hold for a while and see where it goes, so I'm not cashing in yet. That retirement date is the week after I'm fully vested, but I've gotten some additional RSUs recently, which are not an insignificant amount to walk away from, so I may wait until I'm 67 or whatever full retirement age is these days. I'm 61.
I mean "write your own ticket until you are no longer useful, die, and then a robot takes your job."
All three of these could happen one after the other, quickly, if we become expendable to our new robot overlords.
Robot, programmer from India or China, whatever
There are definitely a lot of Indian developers.
I've actually got myself into a position where I do more strategy and architecture work, which makes me less likely to be outsourced since I don't "just" crank out code to specs, now I write the specs. That's one of the reasons I'm finally realizing I might get to choose my retirement date.
mercellusb
2021-09-15 15:48:04 UTC
Reply
Permalink
Post by mercellusb
Post by xyzzy
Post by mercellusb
Post by mercellusb
Post by xyzzy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been
waiting for this day since about three months into my first real job.
Because my industry is rampant with age discrimination I always figured my
retirement date would be chosen for me. But now it’s looking like they will
keep me as long as I am willing to work here so I guess I’ll have to start
deciding when I’ll retire. Probably at the latest when my wife is eligible
to retire because what’s the fun of being retired when she isn’t. That
would be roughly January 2028. Right now I’m in a pretty good groove that I
could easily ride for several more years so that’s doable. Maybe I’ll go
sooner if the job stops being interesting or if it gets a lot more
stressful or I find a second act that I really want to get started on.
Between my previous wife being a spendthrift and the age discrimination
expectations above, it has only been in the last couple of years that
retirement being in my control was something I could contemplate.
--
“I usually skip over your posts because of your disguistng, contrarian,
liberal personality.” — Altie
You are a highly-skilled knowledge worker, so you'll probably be able to write your own ticket until you are no longer useful or die. I sort of hit the lotto recently (on paper) and now have a lot more cash to retire with (potentially). I'm going to hold for a while and see where it goes, so I'm not cashing in yet. That retirement date is the week after I'm fully vested, but I've gotten some additional RSUs recently, which are not an insignificant amount to walk away from, so I may wait until I'm 67 or whatever full retirement age is these days. I'm 61.
I mean "write your own ticket until you are no longer useful, die, and then a robot takes your job."
All three of these could happen one after the other, quickly, if we become expendable to our new robot overlords.
Robot, programmer from India or China, whatever
There are definitely a lot of Indian developers.
I've actually got myself into a position where I do more strategy and architecture work, which makes me less likely to be outsourced since I don't "just" crank out code to specs, now I write the specs. That's one of the reasons I'm finally realizing I might get to choose my retirement date.
Nice.
Johnny RSFCootball
2021-09-14 18:32:41 UTC
Reply
Permalink
Post by mercellusb
Post by xyzzy
Post by mercellusb
Post by mercellusb
Post by xyzzy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been
waiting for this day since about three months into my first real job.
Because my industry is rampant with age discrimination I always figured my
retirement date would be chosen for me. But now it’s looking like they will
keep me as long as I am willing to work here so I guess I’ll have to start
deciding when I’ll retire. Probably at the latest when my wife is eligible
to retire because what’s the fun of being retired when she isn’t. That
would be roughly January 2028. Right now I’m in a pretty good groove that I
could easily ride for several more years so that’s doable. Maybe I’ll go
sooner if the job stops being interesting or if it gets a lot more
stressful or I find a second act that I really want to get started on.
Between my previous wife being a spendthrift and the age discrimination
expectations above, it has only been in the last couple of years that
retirement being in my control was something I could contemplate.
--
“I usually skip over your posts because of your disguistng, contrarian,
liberal personality.” — Altie
You are a highly-skilled knowledge worker, so you'll probably be able to write your own ticket until you are no longer useful or die. I sort of hit the lotto recently (on paper) and now have a lot more cash to retire with (potentially). I'm going to hold for a while and see where it goes, so I'm not cashing in yet. That retirement date is the week after I'm fully vested, but I've gotten some additional RSUs recently, which are not an insignificant amount to walk away from, so I may wait until I'm 67 or whatever full retirement age is these days. I'm 61.
I mean "write your own ticket until you are no longer useful, die, and then a robot takes your job."
All three of these could happen one after the other, quickly, if we become expendable to our new robot overlords.
Robot, programmer from India or China, whatever
There are definitely a lot of Indian developers.
The population of India is bigger than North America and Europe combined.
Ken Olson
2021-09-14 20:06:45 UTC
Reply
Permalink
Post by Johnny RSFCootball
Post by mercellusb
Post by xyzzy
Post by mercellusb
Post by mercellusb
Post by xyzzy
Post by mercellusb
On Monday morning, June 19, 2023, I go on permanent vacation. I've been
waiting for this day since about three months into my first real job.
Because my industry is rampant with age discrimination I always figured my
retirement date would be chosen for me. But now it’s looking like they will
keep me as long as I am willing to work here so I guess I’ll have to start
deciding when I’ll retire. Probably at the latest when my wife is eligible
to retire because what’s the fun of being retired when she isn’t. That
would be roughly January 2028. Right now I’m in a pretty good groove that I
could easily ride for several more years so that’s doable. Maybe I’ll go
sooner if the job stops being interesting or if it gets a lot more
stressful or I find a second act that I really want to get started on.
Between my previous wife being a spendthrift and the age discrimination
expectations above, it has only been in the last couple of years that
retirement being in my control was something I could contemplate.
--
“I usually skip over your posts because of your disguistng, contrarian,
liberal personality.” — Altie
You are a highly-skilled knowledge worker, so you'll probably be able to write your own ticket until you are no longer useful or die. I sort of hit the lotto recently (on paper) and now have a lot more cash to retire with (potentially). I'm going to hold for a while and see where it goes, so I'm not cashing in yet. That retirement date is the week after I'm fully vested, but I've gotten some additional RSUs recently, which are not an insignificant amount to walk away from, so I may wait until I'm 67 or whatever full retirement age is these days. I'm 61.
I mean "write your own ticket until you are no longer useful, die, and then a robot takes your job."
All three of these could happen one after the other, quickly, if we become expendable to our new robot overlords.
Robot, programmer from India or China, whatever
There are definitely a lot of Indian developers.
The population of India is bigger than North America and Europe combined.
Why do I see this as ending up with some haves and a shit ton of have nots?
--
ÄLSKAR - Fänga Dagen
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